For most marketers, getting a handle on data analytics is an obvious need. Recent studies say that greater than 70% of marketers see the need. The challenge is, they have never done it. And given the reality that “no one wants to fail,” many don’t begin. Others find themselves asking, when will I have the time to do this along the 273 other tasks and obligations already on my “to-do” list.Data isn’t going anywhere. And most everyone knows that the need for analytics is rising to meet the availability of this data.So, where do you start? My hope is that the following roadmap offers you some guidance.If you have never employed data analytics in marketing, you need first to understand what the software tools that help collect and analyze your account data, do and why. Often, this analytics software is called an MCIF system. The term, “MCIF” is an acronym for Marketing Central Information File. Essentially, it is a database that pulls in data from all of your internal loan and deposit systems. As you may know, you have many internal databases that manage the transactions unique to your specific loans and deposits. This means that data is held in multiple, independent silos. None of it has been combined to offer a full view of a client relationship. This is the first thing an MCIF does.Want to learn more? Would you invest 30 minutes to maybe an hour? Most of your peers won’t. If you want to rise above your competitors and elevate your personal value to your credit union (or the next credit union which will value your knowledge more), then invest the time. I promise to make it easy and fun.I have pulled together e-books, fun videos and white papers that illuminate the value of data and analytics. Access this wealth of knowledge in one place, here.Once you have a basic idea of what data analytics means and why you may want to employ it, seek out folks you know, and ask them about their experiences. How are they addressing this growing need for data analytics? Your credit union associations offer plenty of vendor resources on-line. Also, look for articles in the trade press that help illuminate the benefits and pitfalls further. Talk to vendors. They will share more than you can imagine. Each vendor wants you to become educated on what is possible, how to do it and how their solution will help you accomplish your goals. You need to understand all of this to get what you want.Data isn’t going anywhere. And most everyone knows that the requirement for analytics is rising to meet the availability of this data. As you may know, the C-Suite across credit union land is growingly interested in the information, action and certain results that data analytics delivers.So, where do you start? If you avail yourself of the data analytics resources in this article, your journey has already begun. Congratulations, you just got started with Data Analytics!Check out the resource page now. You will even be able to access case studies and personal copies of one or more of my books. 39SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Jay Kassing Jay Kassing is President of MARQUIS, a Texas based provider of marketing analytics solutions including MCIF/CRM software, MCIF services, profitability, compliance, consulting and direct mail creative/fulfillment. Jay has … Web: www.gomarquis.com Details
While the former DWTS pro released a similar statement at the time, she went on to accuse her estranged husband of “ongoing infidelity” as well as a “recent inappropriate relationship.”Jordan Strauss/Invision/AP/ShutterstockSavchenko denied the accusations, telling Us Weekly, “While I will continue to respect the privacy of my family, I will not stand by and allow false accusations and internet rumors go unaddressed. My relationship with Chrishell was and remains strictly platonic. Our friendship during our season on DWTS was not the reason for our split. Elena and I have had longstanding issues in our marriage. This has been an ongoing situation between Elena and I paired with poor timing. It was my deepest hope to keep our private life just that: private. I am saddened and disappointed to see that Elena has chosen not to do the same.”- Advertisement – – Advertisement – Keeping his head in the game. Gleb Savchenko appeared on Dancing With the Stars with a smile on his face amid his and Elena Samodanova’s split.“It’s #IconsNight on @dancingabc,” the Russia native, 37, captioned a Monday, November 9, Instagram slideshow. “Sending the best of luck to the remaining seven couples.”- Advertisement – As for Stause, the real estate agent wrote via Instagram that she was “saddened” by the news of her season 29 partner’s split.Chrishell Stause and Gleb Savchenko ABC/Eric McCandless“It is unfortunate that this has caused rumors to swirl about my personal life,” the Selling Sunset star added. “As you can imagine, the countless hours of training and dance rehearsals has created a strong supportive friendship, but nothing more. I wish nothing but the best for both Gleb and Elena during this unfortunate time.”Listen to Us Weekly’s Hot Hollywood as each week the editors of Us break down the hottest entertainment news stories! In the social media upload, the dancer grinned in a striped tee and leather jacket. He was also shown cheering solo from the balcony following his and Chrishell Stause‘s elimination last week.Gleb Savchenko Courtesy of Gleb Savchenko/InstagramThe episode came days after Savchenko and his estranged wife, 36, announced that they were calling it quits after 14 years of marriage. They share two children together — Olivia, 10, and Zlata, 3.“We still intend to coparent our wonderful children together who we love so dearly, and we will strive to continue to be the best parents that we can to them,” the choreographer captioned a throwback Instagram photo on Friday, November 6. “We ask that you respect our family’s need for privacy and healing during this time.”- Advertisement –
The Department of Agriculture (DA)recently announced that the blood sample from incident reports of the suspectedswine disease from Rizal province sent for confirmatory Polymerase ChainReaction tests has tested positive for ASF. The Task Force ASF, according toLeornardia, has focused on disseminating information to all industry stakeholders,from the huge livestock growers down to the backyard hog raisers. They will also formulate a contingencyplan for a tighter prevention and control measures to ward off the deadly pigdisease. “This is to effectivelyaddress and devise measures to ensure the city against ASF,” the mayorsaid. BACOLOD City – The city governmenthere has activated a taskforce to prevent the dreaded African swine fever (ASF)from entering the metro. ASF is a highly contagious hemorrhagicviral disease of domestic and wild pigs that can easily spread from one farm toanother if not properly managed, thereby causing economic and productionlosses. He added that there is a need totighten preventive measures to protect the hog industry and to prevent apossible economic loss should the ASF breaches the city. Leonardia chairs the task force, whichincludes quick response, quarantine, surveillance, information, education andcommunication, and legal teams. City Agriculture officer Atty. Goldwyn Nifrashas been named as vice-chairperson. Mayor Evelio Leonardia issued anExecutive Order (EO) No. 27 last week creating the “Task Force ASF” that willbe in the forefront of safeguarding the local swine industry. The provincial government of NegrosOccidental has created its own ASF task force to conduct a province-widemonitoring to prevent entry of ASF in various points of entries./PN
– No place for Trayon BobbFOUR years after he made his debut for Guyana in a 2 – 0 win over Grenada, Matthew Briggs will return for the Golden Jaguars after being named in Coach Michael Johnson’s 23-man squad for the June 14 – July 7 CONCACAF Gold Cup. Briggs, 28, was kept out of the National side due to eligibility issues, but now, the former Fulham FC, Watford and Colchester defender is set to play a major role in Guyana’s Gold Cup campaign.Former Ajax youth player Terell Ondaan (winger), along with Jordan Dover (defender), Liam Gordon (defender) and goalkeeper Quillan Roberts are the debutants in the side, while Western Tigers’ Pernell Schultz and Daniel Wilson, Guyana Defence Force’s (GDF) Kevin Layne and goalkeepers, Alex Murray and Akel Clarke, are the only locally-based players in the squad. Sheldon Holder, who plays professionally in Trinidad and Tobago with Caledonia AIA, also got the nod.Matthew BriggsHowever, probably in the biggest surprise, there was no place for Trayon Bobb, but, looking at the team’s composition, it would’ve been difficult for the winger to play ahead of former Arsenal player, Anthony Jeffery and Reading FC’s Callum Harriot. Ondaan, a product of Ajax’s academy, also plays in the same position as Bobb on the wing. “The Technical Staff is very confident and excited about the composition of the squad arrived at for the continuation of this historic journey. As you would appreciate, the selection process was not easy by any means and we do appreciate there will be disappointment amongst some players,” Johnson said.Commenting further on the team’s selection, Johnson noted that “we would like to encourage players, fans, well-wishers and the media to get behind your Golden Jaguars, as we all aim to prove to the people of Guyana, at home and in the Diaspora, that we belong. Wherever you are in the world, the staff and players are asking you to get behind the team and enjoy this historical moment. Your country needs you!”Assistant Coach, Charles ‘Lily’ Pollard, a former Golden Jaguar player, also commented on the final squad, pointing out that “It’s an exciting time for the Golden Jaguars and we are energized to show that we can compete at the highest level in Concacaf. It’s going to be very tough, but we are looking forward to the challenge.”The Golden Jaguars have been drawn in Group D of the 16-team tournament with the host nation USA, along with Panama and Trinidad and Tobago.Following the opening match against the USA on June 18, Guyana will travel to Cleveland, Ohio where they will take on Panama on June 22 at the First Energy Stadium and then it’s on to the final group match against Caribbean Football Union rivals, neighbouring Trinidad and Tobago on June 26 at the Children’s Mercy Park in Kansas.Golden Jaguars team: Matthew Briggs, Terell Ondaan, Jordan Dover, Liam Gordon, Quillan Roberts, Sam Cox, Neil Danns, , Emery Welshman, Keanu Marsh-Brown, Ronayne Marsh-Brown, Callum Harriott, Anthony Jeffery, Pernell Shultz, Warren Creavalle, Elliot Bonds, Terrence Vancooten, Kevin Layne, Stephen Duke-McKenna, Sheldon Holder, Daniel Wilson, Akel Clarke and Alex Murray.
Tobi Soniyi in AbujaAs the 2016 Olympic Games opens in Rio De Janeiro, President Muhammadu Buhari has expressed optimism that the country’s team will put up an impressive showing to delight fellow countrymen.In a message to the Nigerian Olympic contingent on Friday, Buhari said he hoped that the victory of Nigeria’s Under 23 football team, the “Dream Team Six” over their Japanese opponents in the early hours of this day would serve as an inspiration to the entire contingent of the grand show Nigerians expect from our athletes. “On behalf of the government and people of our great country, I wish to express my support to our athletes who have arrived in Rio for the 2016 Olympic Games. I am particularly delighted by the outcome of the football match early this morning in which our football team defeated their Japanese counterparts.“The sweetness of the victory comes from the fact that it came against all odds. Our team overcame several challenges to put up a sterling performance. This is a good beginning.”Buhari also praised the resilience, hardwork and patriotism that the athletes have put into their preparations;“I am already aware that you have made personal sacrifices in your journey to the Olympic Games. The motivation comes from strong discipline and the love of the nation.”“As you embark on the search for honours for the nation, I seize this opportunity to assure our Olympians that you have my support and those of all Nigerians.“Go! Win and return with laurels, I wish you the best,” the President added.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegram
By Emma Wulfhorst |Send your kids back to school this season ready to conquer the classroom and look good while doing it. We’ve compiled a list of the best of the best in trendy school essentials. From stationery and school supply storage, to technology accessories and lunchtime items, your student will be prepared for success.This article was first published in the August 10-17, 2017 Back to School edition of The Two River Times newspaper.
By Terri Richardson, Nelson Curling ClubThe Nelson Curling Club curlers are happy to return from the Christmas break to two exciting events. One is the Mixed League, which focuses on curlers of all ages and varying levels to curl in social and non-competitive games. One only has to drop by on a Friday evening to watch the fun games while music blares out on the ice with curlers laughing and chatting it up the whole evening. Because they want to share all this fun with everyone, they are hosting an evening for curlers to invite friends to join in their games this Friday night. If you don’t know a curler, just come to the rink and before you know it, you will know many, many curlers. We look forward to seeing you this Friday (January 10) at 6:45 p.m. Please bring clean indoor shoes and curling equipment will be provided. The second event, is a bit more competitive with the Kootenay Zone playdowns for the Senior Men’s qualifier for the B.C. Provincials being hosted January 17-19. Drop by to watch as the runner-up in last year’s provincials, Tom Shypitka, defends his berth (Nelson’s, Fred Thomson is third on this team). Teams who are challenging Shypitka for the opportunity to represent the Kootenays are, Fahselt, McHargue and Bothamley from the East Kootenays and Nichol, Salviulo and Ferguson from the West. These teams promise to provide us with entertaining games and the public is invited to come and watch.Standings for the first half of the curling season are:Tuesday Mens:Beaudry (14); Meadows (11); Savliulo (11); May, R. (10); Zelonka (9); Cutler (8); Marsh (8); Thomson (8); May, A. (7); Haynes (4)Thursday Mens:Salviulo (14); Zelonka (14); Lewis (13); Wudkevich (10); McLellan (9); Cutler (6); Barnhart (6); Meadows (6); Richardson (6); Burch (4)Ladies:DeTremaudan (16); May (13); Sutherland (11); Walgren (11); Cowden (10); Dreher (5); Prentice (4); Mackenzie (0)
Competitions Director at the Inter-Secondary Schools Sports Association (ISSA) George Forbes notes that the organisation does not have a position on student-athletes bleaching their skin and insists that it is the schools who have to address the issue. “We cannot tell a student he cannot represent his school because of bleaching. The schools have to set that in their guidelines, so if they bleach, they can’t represent the school. We at ISSA can’t say we are not allowing someone to play because they are bleaching. We can’t do that. Individual schools have to take responsibility,” he said. Forbes said although he personally does not like the act, the association has not received any complaints from sponsors or the public with regard to it having a negative impact. “It all depends because everything in life is image. Some people see this bleaching phenomenon as OK, while others see it as horrendous. ISSA don’t have a problem with it, but we don’t endorse it. We are limited in what we can do. We just invite schools to participate in ISSA sports. “I don’t think we are going to reach the stage where we un-invite a school because they have students who bleach. It’s a societal problem that the schools will have to monitor for themselves,” he added. “Some schools allow star players to bleach with no attempt to stop them, while some schools will not allow anybody to represent the school while bleaching, so it’s individual,” Forbes said.
Perfect for the little money i paid for it arrived in good time. Beautiful head band fits nice and looks the part. Really pretty and great value for money would recommend. Here are the specifications for the SWT Infants Toddlers Baby Girls Lace Headband wiht Flower:Enter your model number to make sure this fits.Hand-made with meticulous careIt is gorgeous, fashionable and adorable. Imagine your lovely kid wearing this lovely headbandGreat for kids of 0~5 yrsFlower diameter: approx. 9cm/3.54″; headband width: approx. 4cm/1.57″; headband circumference: approx. 38-45cm/14.9″-17.7″ (the headband is stretchy)Colour: White Looks beautiful on my grand daughter ?. Looks beautiful on my grand daughter ?. Reviews from purchasers :Just as advertised Slightly better.Reallly soft and nice. The flower is flatLooks exactly like the photo Just as advertised slightly better. . The band is wider than i anticipated and the rose – i bought the white one – doesn’t look flat. I’m looking forward to my little girl wearing this for her christening this october. Will definitely look fabulous. Item is nice but took so long before it arrived. Item is nice but took so long before it arrived. Almost 3 weeks, i couldn’t use it for my daughters birthday as it arrived afterwards. Very pretty and delicate, fits perfectly, great value for money. Beautiful headband thankyou. This is wonderful good quality. Grate for the money and actually looks really cute very pleased ?. Completely met my expectations. Perfect for the little money i paid for it arrived in good time. Cute but did some off easily. Baby tugged at it and rubbed her head. . But that is what babies do. Beautiful headband thankyou. Very pretty and delicate, fits perfectly, great value for money. Adorable and love the glitter on the edges of some of the petals, very cute design and no denting in the head. Beautiful band,so cheap,but is anything but. Just as advertised slightly better. . The band is wider than i anticipated and the rose – i bought the white one – doesn’t look flat. I’m looking forward to my little girl wearing this for her christening this october. Will definitely look fabulous. The flower is flat, exactly the one in the picture. Very comfortable for little girls. Looked awesome on my daughter. What else we can expect in this price. Cute but did some off easily. Baby tugged at it and rubbed her head. . But that is what babies do. SummaryReviewer Nathalie DuboisReview Date2017-11-14 14:01:23Reviewed Item SWT Infants Toddlers Baby Girls Lace Headband wiht Flower for Age 0~5 — WhiteRating 5.0 / 5 stars, based on 51 reviewsPrice£0.80
Nonong Araneta re-elected as PFF president Sports venues to be ready in time for SEA Games PLAY LIST 00:59Sports venues to be ready in time for SEA Games01:27Filipino athletes get grand send-off ahead of SEA Games00:50Trending Articles01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games Frontrow holds fun run to raise funds for young cancer patients Don’t miss out on the latest news and information. Betis took advantage of a great performance by goalkeeper Antonio Adan and a bad night by Madrid’s forwards, including Cristiano Ronaldo, who was making his league debut after serving a five-game suspension for shoving a referee in the Spanish Super Cup final last month.“It was bad luck after all the chances that we created,” Madrid midfielder Casemiro said.Ronaldo had played only three other matches with Madrid this season, including against APOEL in the team’s Champions League debut, when he scored twice.“This is not the start we wanted after three games at home,” Zidane said. “We didn’t expect this.”Key winAtletico Madrid moved closer to the lead by earning a hard-fought 2-1 away victory against Athletic Bilbao.Atletico goalkeeper Jan Oblak stopped Aritz Aduriz’s penalty kick before halftime and Angel Correa and Yannick Carrasco scored second-half goals to leave the Madrid side within four points of leader Barcelona.It was the second consecutive win for Atletico, which remains unbeaten after five rounds.“To win in this stadium you need to play a great match and I think we did that,” Atletico coach Diego Simeone said. “We controlled the game and were very effective. It’s a very important triumph for us.”Correa opened the scoring from inside the area after a cross by Jorge “Koke” Resurreccion in the 55th minute, and Carrasco added to the lead with a low shot into the far corner after a well-placed pass by Antoine Griezmann in the 73rd. Griezmann had also helped set up the first goal with a pass to Koke. Paraguayan striker Antoino Sanabria scored the winner with a header from close range to give Betis its first win against Madrid at the Bernabeu since 1998.The result ended Madrid’s streak of 73 consecutive games scoring at least one goal, keeping it from surpassing the record scoring run established by Brazilian club Santos starring Pele in 1963.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutMadrid, which was coming off home draws against Valencia and Levante, is seven points behind Barcelona after five games. It trails Betis by one point.“This gap to the lead won’t change the way we do things,” Real Madrid coach Zinedine Zidane said. “We will keep fighting. It’s a long championship.” Kammuri turning to super typhoon less likely but possible — Pagasa MOST READ E.T. returns to earth, reunites with grown-up Elliott in new ad “It was Griezmann’s best match so far this season,” Simeone said.Raul Garcia netted an injury-time goal for Athletic, which has now lost two in a row after an unbeaten start.Winning streakSevilla kept its momentum thanks to Jesus Navas’ 83rd-minute winner at the Ramon Sanchez-Pizjuan.He scored from a difficult angle to give the hosts their fourth consecutive win to start the league.The match marked the return of striker Victor “Vitolo” Machin, who left Sevilla in the offseason to join Atletico Madrid but is playing on a loan with Las Palmas until January. He was constantly jeered by Sevilla fans.Rough startDeportivo La Coruna handed Alaves its fifth straight loss with a 1-0 victory at the Riazor Stadium.Luisinho scored in first-half injury time to give the hosts their first win after three losses in the first four matches.Malaga is the only other team to have lost all of its matches so far. It was routed 5-0 at Valencia on Tuesday. No goalsLeganes and Girona failed to take their chances in a goalless first meeting in the top flight.Both teams created clear scoring opportunities but Leganes, playing in the Liga for the second season, had to settle for a point with promoted Girona.Leganes stayed in the top half of the standings, in eighth place, while Girona was 14th. BSP sees higher prices in November, but expects stronger peso, low rice costs to put up fight LOOK: Loisa Andalio, Ronnie Alonte unwind in Amanpulo for 3rd anniversary Real Madrid’s forward from Portugal Cristiano Ronaldo kneels on the field during the Spanish league football match Real Madrid CF against Real Betis at the Santiago Bernabeu stadium in Madrid on September 20, 2017. / AFP PHOTO / GABRIEL BOUYSMADRID—Real Madrid’s faltering start to the Spanish league season continued on Wednesday with a shock 1-0 defeat at home to Real Betis.A day after league leader Barcelona routed Eibar 6-1 with four goals by Lionel Messi for its fifth win in a row, Madrid conceded an injury-time goal to remain winless in its three league games so far at the Santiago Bernabeu Stadium.ADVERTISEMENT Read Next LATEST STORIES Brace for potentially devastating typhoon approaching PH – NDRRMC Brady, Belichick donate to J.J. Watt’s hurricane relief fund Second-place Sevilla moved within two points of Barcelona by beating Las Palmas 1-0 for its fourth consecutive league victory.Third-place Atletico won 2-1 at Athletic Bilbao.Frail homeReal Betis players celebrated as if they had won a title after the stunning win over Madrid at the Bernabeu.“We knew we were coming to play in a complicated stadium, but the team put in a great effort and got rewarded with the late goal,” Sanabria said.ADVERTISEMENT Fire hits houses in Mandaluyong City View comments