Debra Lepak was still wearing her work clothes when she attended a Clark County Volunteer Lawyers Program clinic in April.A percentage of her wages were being garnished from every paycheck to pay more than $3,000 in medical bills. She lives month-to-month, so the small cuts to her income were proving to be a big challenge.Vancouver attorney Eli Marchbanks guided Lepak through the court process, jotting notes on a yellow legal pad as she asked questions about how to recover the money. She had filed a motion arguing she was improperly served by a collections company, which prompted a review of the case. Marchbanks told her that making the company work was the best move; time is money, and the court’s default judgment was not legitimate, he said.“I’m glad I came in and I’m glad you’re here to help,” Lepak said. “When I got the answer from those guys, it was great.”Marchbanks is among 98 attorneys volunteering their time to help clients who can’t afford to hire a lawyer for debt-related court matters. He spends three hours each month helping people at the clinic in the program’s offices, located in the basement of an old building on Main Street in downtown Vancouver.“People generally understand the gist of their legal defense. What’s impossible for them, and understandably, are the court procedures. I think that’s the chief problem,” Marchbanks said.